:root{
  --ink:#172033;
  --muted:#647087;
  --line:#e7ebf2;
  --paper:#ffffff;
  --soft:#f5f7fb;
  --navy:#142a4c;
  --blue:#1d5f9f;
  --cyan:#3db7d9;
  --gold:#d9a441;
  --radius:22px;
  --shadow:0 22px 60px rgba(20,42,76,.14);
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(1160px,calc(100% - 40px));margin-inline:auto}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);border-bottom:1px solid rgba(231,235,242,.9)}.site-header.simple{position:relative}.header-inner{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px}.brand-mark{width:62px;height:62px;border-radius:18px;display:grid;place-items:center;background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;font-weight:800;letter-spacing:-1px;box-shadow:0 12px 30px rgba(29,95,159,.25)}.brand-text{display:grid;line-height:1.2}.brand-text strong{font-size:1rem}.brand-text small{color:var(--muted)}.main-nav{display:flex;align-items:center;gap:22px;font-weight:700;font-size:.95rem}.main-nav a{color:#344057}.main-nav a:hover{color:var(--blue)}.nav-cta{padding:10px 16px;border-radius:999px;background:var(--navy)!important;color:#fff!important}.nav-toggle{display:none;background:none;border:0;width:42px;height:42px;padding:7px}.nav-toggle span{display:block;height:2px;background:var(--navy);margin:7px 0}.hero{position:relative;overflow:hidden;padding:92px 0 72px;background:radial-gradient(circle at 82% 18%,rgba(61,183,217,.18),transparent 30%),linear-gradient(135deg,#f8fbff 0%,#eef5fb 54%,#fff 100%)}.hero:before{content:"";position:absolute;inset:auto -10% -32% auto;width:540px;height:540px;border-radius:50%;background:rgba(217,164,65,.12)}.hero-grid{position:relative;display:grid;grid-template-columns:1.08fr .78fr;gap:58px;align-items:center}.eyebrow,.section-kicker{display:inline-flex;align-items:center;gap:8px;color:var(--blue);font-weight:800;text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;margin:0 0 14px}.eyebrow:before,.section-kicker:before{content:"";width:32px;height:2px;background:var(--gold)}h1,h2,h3{line-height:1.12;margin:0;color:var(--navy)}h1{font-size:clamp(2.45rem,5vw,4.8rem);letter-spacing:-.055em}h2{font-size:clamp(2rem,3.2vw,3.1rem);letter-spacing:-.035em}h3{font-size:1.2rem}.lead{font-size:1.22rem;color:#42506a;max-width:690px}.lead.small{font-size:1.05rem}.hero-actions,.contact-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:13px 20px;border-radius:999px;font-weight:800;border:1px solid transparent;cursor:pointer;transition:.2s ease}.btn:hover{transform:translateY(-2px)}.btn-primary{background:linear-gradient(135deg,var(--blue),var(--navy));color:#fff;box-shadow:0 12px 28px rgba(29,95,159,.25)}.btn-secondary{background:#fff;color:var(--navy);border-color:var(--line)}.btn-light{background:#fff;color:var(--navy)}.hero-points{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.hero-points span{padding:8px 13px;background:#fff;border:1px solid var(--line);border-radius:999px;color:#344057;font-weight:700;font-size:.9rem}.hero-card{background:rgba(255,255,255,.92);border:1px solid rgba(255,255,255,.8);border-radius:var(--radius);padding:34px;box-shadow:var(--shadow)}.card-icon{width:62px;height:62px;border-radius:18px;background:rgba(217,164,65,.15);color:#9d6d11;display:grid;place-items:center;font-size:2rem;font-weight:900;margin-bottom:20px}.hero-card ul{padding-left:20px;margin-bottom:0}.trust-strip{padding:0 0 30px;background:#fff}.strip-grid{margin-top:-25px;position:relative;display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.strip-grid div{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;box-shadow:0 12px 40px rgba(20,42,76,.08)}.strip-grid strong{display:block;color:var(--navy);font-size:1.45rem}.strip-grid span{color:var(--muted);font-weight:700}.section{padding:92px 0}.alt{background:var(--soft)}.two-cols{display:grid;grid-template-columns:.78fr 1fr;gap:60px}.rich-text{font-size:1.08rem;color:#3f4b61}.rich-text p:first-child{margin-top:0}.section-heading{max-width:760px;margin-bottom:42px}.section-heading.center{text-align:center;margin-inline:auto}.section-heading.center .section-kicker:before{display:none}.cards-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.service-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 14px 40px rgba(20,42,76,.06);transition:.2s ease}.service-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.service-number{display:inline-grid;place-items:center;width:42px;height:42px;border-radius:14px;background:#eef6fc;color:var(--blue);font-weight:900;margin-bottom:22px}.service-card p{color:var(--muted);margin-bottom:0}.split-feature{display:grid;grid-template-columns:.88fr 1fr;gap:36px;align-items:stretch}.feature-panel{border-radius:var(--radius);padding:38px;background:linear-gradient(135deg,var(--navy),#0e3f70);color:#fff}.feature-panel h2,.feature-panel .section-kicker{color:#fff}.feature-panel .section-kicker:before{background:var(--cyan)}.feature-panel p:last-child{color:rgba(255,255,255,.82);font-size:1.08rem}.advantage-list{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.advantage-list div{padding:26px;border:1px solid var(--line);border-radius:20px;background:#fff}.advantage-list strong{display:block;font-size:1.1rem;color:var(--navy);margin-bottom:8px}.advantage-list span{color:var(--muted)}.process-section{background:linear-gradient(180deg,#fff,var(--soft))}.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.process-grid div{position:relative;padding:28px;border-radius:20px;background:#fff;border:1px solid var(--line)}.process-grid span{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;font-weight:900;margin-bottom:20px}.process-grid p{color:var(--muted);margin-bottom:0}.cta-band{padding:64px 0;background:linear-gradient(135deg,var(--blue),var(--navy));color:#fff}.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:34px}.cta-inner h2,.cta-inner .section-kicker{color:#fff}.cta-inner .section-kicker:before{background:var(--cyan)}.cta-inner p{max-width:760px;color:rgba(255,255,255,.84)}.contact-grid{display:grid;grid-template-columns:.9fr 1fr;gap:50px}.contact-details{margin-top:24px}.contact-details a{color:var(--blue);font-weight:800}.contact-form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow)}.contact-form label{display:grid;gap:7px;font-weight:800;color:var(--navy);margin:0 0 16px}.contact-form input,.contact-form textarea{width:100%;border:1px solid var(--line);border-radius:14px;padding:13px 14px;font:inherit;color:var(--ink);background:#fbfcff}.contact-form input:focus,.contact-form textarea:focus{outline:3px solid rgba(61,183,217,.2);border-color:var(--cyan)}.form-note{font-size:.9rem;color:var(--muted);margin-bottom:0}.site-footer{background:#0f1b2e;color:#d8e0ec}.footer-grid{display:grid;grid-template-columns:1.4fr .9fr .9fr;gap:36px;padding:54px 0}.footer-brand .brand-mark{box-shadow:none}.site-footer h3{color:#fff;margin-bottom:14px}.site-footer a,.site-footer span{color:#d8e0ec;margin:8px 0}.site-footer a:hover{color:#fff}.complaints-link img{width:136px;background:transparent;border-radius:10px;padding:8px}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:18px 0;color:#aeb9cb;font-size:.92rem}.legal-hero{padding:70px 0;background:linear-gradient(135deg,#f8fbff,#eef5fb)}.legal-card{max-width:860px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:var(--radius);padding:40px}.legal-card h2{font-size:1.35rem;margin-top:24px}.legal-card a:not(.btn){color:var(--blue);font-weight:800}.section-reveal{opacity:0;transform:translateY(24px);transition:opacity .7s ease,transform .7s ease}.section-reveal.is-visible{opacity:1;transform:none}@media (max-width:900px){.nav-toggle{display:block}.main-nav{position:absolute;left:20px;right:20px;top:82px;display:none;flex-direction:column;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px;box-shadow:var(--shadow)}.main-nav.is-open{display:flex}.hero-grid,.two-cols,.split-feature,.contact-grid{grid-template-columns:1fr}.cards-grid{grid-template-columns:repeat(2,1fr)}.process-grid,.strip-grid{grid-template-columns:1fr 1fr}.cta-inner{align-items:flex-start;flex-direction:column}.footer-grid{grid-template-columns:1fr 1fr}}@media (max-width:620px){.container{width:min(100% - 28px,1160px)}.header-inner{min-height:74px}.brand-mark{width:52px;height:52px;border-radius:15px;font-size:.88rem}.brand-text strong{font-size:.9rem}.brand-text small{font-size:.78rem}.hero,.section{padding:62px 0}.cards-grid,.process-grid,.strip-grid,.advantage-list,.footer-grid{grid-template-columns:1fr}.contact-form,.legal-card,.hero-card{padding:24px}h1{font-size:2.45rem}.main-nav{top:74px}}